Fisher Effect: The higher the inflation expectations, the greater the pressure on the securities market.
Fisher Formula:
i = (RIR + Expected-IP) + (RIR*Expected (IP)).
- ( i ) – Nominal interest rate
- ( RIR ) – Real interest rate
- {Expected-IP} – Expected inflation
- {Expected-IP}- Expected change in the inflation rate
Intuitively: The level of nominal interest rates approximately equals the real rate plus inflation expectations (the second part of the formula is a very small number).
P.S.
The graph shows the correlation between short-term treasury bill interest rates and actual inflation… It appears that investing in risk-free assets serves as a hedge against inflation…
Source:
Financial Markets and Institutions – by A. Saunders, M. Cornett & O. Erhemjamts
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